Portfolio Audit Checklist
A comprehensive checklist to audit your portfolio using AI. Find overlaps, assess risk, and identify opportunities in 30 minutes.
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Why This Matters
Portfolios rarely fall apart all at once, they drift: a fund you bought years ago starts overlapping with a newer one, one sector quietly grows to a third of your holdings, an expense ratio you never noticed eats into returns every year. A proper audit catches all of it in one sitting instead of letting it compound unnoticed for years.
What's Inside
The overlap and diversification check flags funds or stocks that are secretly duplicating each other. The risk concentration analysis shows you exactly where you're overexposed. The expense ratio audit adds up what you're actually paying in fees across your whole portfolio, often a bigger number than people expect. A performance-vs-benchmark review tells you honestly whether your portfolio is beating a simple index or just feels like it is, and the rebalancing action plan turns all of that into a specific next step.
"Here are my mutual fund holdings: [list funds]. Check for overlap between them and tell me if I'm effectively paying multiple expense ratios to hold the same underlying stocks."
"Compare my portfolio's return over the last 3 years to a broad index such as the S&P 500 or MSCI World. Am I actually outperforming the index after accounting for fees, or just breaking even?"
Who This Is For
Anyone with an existing portfolio, stocks, mutual funds, or a mix, who hasn't done a full audit in the last 6-12 months.
FAQ
Is this really free?
Yes, completely free. Enter your name and email and you'll get instant access, no credit card required.
What does the audit check?
Overlap and diversification, risk concentration, expense ratios, performance against a benchmark, and a rebalancing action plan.
How long does it take?
About 30 minutes, using AI to do the heavy lifting.
Why audit a portfolio?
Portfolios drift. Funds start to overlap, one sector quietly grows too large and fees you never noticed add up. An audit catches all of it in one sitting.
How often should I run this audit?
Every 6 months is a good baseline for most investors, or immediately after any big market move that might have shifted your allocation.